These Terms of Service (“Terms”) apply to you, and are between you and How to Select Insurance (“we”, “our” or “us”). The use of this website (the “howtoselectinsurance.com”) is governed by the following Terms and Conditions which you accept by using the Site. These terms apply to your use of the Site and are important, so please take the time to read them and do not use the Site if you do not agree with them.
Acceptance of Terms
You also agree to be bound by these Terms and Conditions as well as our Privacy Policy each time you access and/or use this Site.
Use of the Site
This Site contains information about insurance products and services and should not be treated as professional insurance advice. We do not accept any responsibility for the decisions you make as a result of the information provided on this Site. For specific information regarding insurance, please contact a licensed insurance agent.
Intellectual Property Rights
Everything on the site, such as text, graphics, logos, images, and software belong to How to Select Insurance and is protected by copyright and other intellectual property rights. Any unauthorised copying or use of any materials on the Site may be in breach of copyright, trademarks and other proprietary rights.
User Obligations
By using our Site, you agree not to: Use the Site in any manner that is contrary to or which would violate any law or regulation.
Engage in any activities that violate the System or Network Security Policy of our Site, server or database.
Spread any virus or malware of any sort.
5. Third-Party Links
This Site may include links to third-party websites for your convenience. We are not responsible for the content, privacy or security of third party websites that may be linked to this Website.
6. Limitation of Liability
To the extent permitted by law, How to Select Insurance and its employees, agents, or affiliates shall not be liable for any damages arising out of or related to your use of or inability to use this Site or reliance on any information provided on this Site.
7. Indemnification
You also covenants to indemnify, defend, and save How to Select Insurance, its employees, agents, and affiliates harmless from any claims, liabilities, damages or expenses, including reasonable attorney fees, arising out of your use of the Site, your violation of these Terms, or your infringement of any intellectual property rights.
8. Changes to Terms
These Terms and Conditions may be altered from time to time without prior notice by the Company. You are advised to regularly review these terms for changes, and your continued use of the Site after any changes are posted will be deemed your acceptance of the new Terms.
9. Governing Law
These Terms and Conditions are subject to the laws of [Your Jurisdiction], and all the disputes are subject to these laws.
Contact Information
For questions about these Terms and Conditions, please contact us at: